Welcome to Whitebox! Your new resource for easy Real Estate Solutions. In order to utilize this site, you must click below to agree to abide by all the following Terms and Conditions. Please understand that any use of Whitebox indicates that you have agreed to adhere to the Terms and Conditions below. Whitebox assumes no liability for user’s violations of the Terms and Conditions.
THE SERVICES PROVIDED BY WHITEBOX ARE NOT INTENDED, NOR SHOULD BE CONSTRUED AS LEGAL ADVICE, NOR REAL ESTATE ADVICE, NOR LENDER OR MORTGAGE ADVICE. WHITEBOX IS NOT LICENSED AS A REAL ESTATE SERVICE PROVIDER OR MORTGAGE PROVIDER AND ASSUMES NO LIABILITY FOR INFORMATION PROVIDED. IT IS IMPORTANT TO UNDERSTAND THAT WHITEBOX DOES NOT, NOR WILL NOT, REPRESENT YOU AS A REAL ESTATE BROKER OR SALESPERSON AND NO FIDUCIARY RELATIONSHIP IS CREATED UPON USING THE WHITEBOX SITE.
a. Use of the Services. All users must be 18 years or older. By utilizing our sites, you agree that you are 18 years of age. Compliance with all Whitebox Terms and Conditions are expected, any violation of any of the Terms or Conditions may result in the loss of privileges to use our sites. No users may reproduce any portion or information on any of our sites for commercial use or for the benefit of third-party websites. Any unauthorized access or use of Whitebox shall result in permanent revocation of privileges and a referral to law enforcement agencies for investigation and potential prosecution.
b. Users may only replicate the information provided for personal use intended by Whitebox. No data or information provided by Whitebox may be used for commercial purposes.
c. All users have an affirmative legal obligation to only provide Whitebox accurate and honest information regarding real property, its uses, its zoning restrictions, its conditions, legal limitations on the property, and any and all other information or data regarding the real property. Whitebox strives to provide its users with accurate, real-time information. All users must agree to only upload, download, or otherwise post or provide ONLY accurate and verified information regarding any and all real property on the site.
BY USING THE SERVICES, YOU AGREE NOT TO:
a. Use information provided by Whitebox through the Services in making any loan-related decisions;
c. Provide/post/authorize a link to any of the Services (including, but not limited to, an agent profile page) from a third-party website that is not a real estate-related website owned or operated by a real estate or lending professional or institution;
d. Remove or modify any copyright or other intellectual property notices that appear in the Services;
e. Use the Services for resale, service bureau, time-sharing or other similar purposes;
f. Use the Services in any way that is unlawful, or harms Whitebox, its service providers, suppliers, or any other user;
g. Impersonate another person or misrepresent your affiliation with another person or entity;
h. Reproduce, publicly display, or otherwise make accessible on or through any other Website, application, or service any reviews, ratings, and/or profile information about real estate, lending, or other professionals; underlying images of or information about real estate listings, or other data or content available through the Services, except as explicitly permitted by Whitebox for a particular portion of the Services;
i. Upload invalid data, viruses, worms, or other software agents to the Services;
j. Interfere with, or compromise the system integrity, or security of the Services, or otherwise bypass any measures Whitebox may use to prevent or restrict access to the Services;
k. Use any of Whitebox’s logo or trademark as part of your screen name or email address on the Services; or,
l. Attempt to/or permit/or encourage any third-party to do any of the above.
This privacy notice discloses the privacy practices for Whitebox. This privacy notice applies solely to information collected by our website. It will notify you of the following:
a. What personally identifiable information is collected from you through the website, how it is used and with whom it may be shared.
b. What choices are available to you regarding the use of your data.
c. The security procedures in place to protect the misuse of your information.
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you.
We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us.
We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
b. Certain Third-Party Services/Financial Products. If you choose to contact a bank, lender, financial institution, originator, loan broker, or other mortgage professional through the Services by filling out a contact, other request form or otherwise indicating your interest in contacting (or being contacted by) a Third-Party Provider (including requests for rate quotes) on the Services, you authorize Whitebox (and, in the event that the Third-Party Provider is a bank, lender, financial institution, originator, loan broker or other mortgage professional), to provide the information you submit to the Third-Party Provider. If you include your name, contact information and other information in the request, your identity will no longer be anonymous to the Third-Party Provider. Your submission of information and any request for quotes through Whitebox is not an application for credit. Whitebox is only providing an administrative service to consumers and participating lenders. Decisions regarding lenders contacting consumers are made by participating lenders and not Whitebox. These non-binding quotes are not intended to be official loan estimates as defined in the Real Estate Settlement Procedures Act. By using these features, the disclosures and consent required under certain state laws are deemed to be provided, received, and agreed to. Interest rates displayed through the Services are for information purposes only and reflect non-binding customized quotes of the terms a lender might offer a borrower fitting a consumer’s anonymous profile. Actual interest rates may vary. Loan approval standards are established and maintained solely by individual lenders. Consumers should rely on their own judgment in deciding which available loan product, terms, and Third-Party Provider best suit their needs and financial means. Whitebox: (a) is not a lender, loan originator, loan processor or underwriter; (b) does not aid or assist borrowers in obtaining loans, solicit borrowers or lenders for loans, offer or negotiate terms of loans; (c) does not take mortgage applications, make loans or credit decisions or pre-approve borrowers for loans; (d) is not an agent of either any consumer or any lender; (e) does not endorse, refer or recommend any Third-Party Provider that pays Whitebox or the products of any Third-Party Provider that pays Whitebox; (f) is not responsible for any errors or delays caused by consumers or any Third-Party Provider in the loan process; and (g) does not guarantee offer of, or acceptance into, any particular loan program or specific loan terms, conditions, or rates with any Third-Party Provider, or that any rates or terms will be the best available.